Knowledge Center
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Material provided by Raymond James for use by its advisors.
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Get to Know 529s
Start saving for your child’s or grandchild’s education with a 529 plan. College tuition is a big bill to plan for, and even the best savings strategy may leave you struggling to keep pace with the rising cost of higher education. A 529 plan, however, is a different kind of savings plan — one that can not only ...
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Six Questions to Help Couples Get on the Same Page
Talking through some big decisions will help you and your partner get on the same page before retirement. It’s common for couples to have very different ideas about what retirement would be like – and the cost of providing those different lifestyles may vary significantly. For example, a career-oriented husband may be thinking he’d like to continue working in some capacity, ...
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Understanding Social Security Break-Even Points
Deciding when to file for Social Security could make a large impact on your lifetime benefit. Longer life expectancies mean you will likely need Social Security income for a longer period of time. So it may make sense to take advantage of delaying rules that can grow your monthly benefit, while helping you accumulate more benefits over the course of your retirement. There are ...
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Generosity Within Limits
Make the most of your giving nature with this quick tax refresher. One of the great things about wealth is getting to share it with those you care about, during your lifetime or after. Current tax laws enable you to do just that quite generously. As a quick reminder, here are a few ways you can make the most of your ...
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Making Sense of Medicare Myths
Take the time to learn the facts behind these common Medicare misconceptions. Retirement planning is complex, at best, but when you throw Medicare into the mix, it can get downright confusing. Many pre-retirees find the program hard to navigate without some guidance. Here are the facts about five common Medicare myths. Myth One: Medicare offers free healthcare. Fact: Not quite. ...
